Cave Creek Homes with FHA New Financing

Cave Creek Homes with FHA New Financing

Welcome to Cave Creek, Arizona—a hidden gem nestled in the stunning Sonoran Desert, just north of Phoenix. Known for its breathtaking landscapes, vibrant art scene, and rich history, Cave Creek offers a unique blend of small-town charm and modern amenities. With its picturesque mountains, lush desert flora, and an abundance of outdoor activities, this town is perfect for nature lovers and adventure seekers alike. Explore the vast hiking trails, enjoy horseback riding, or indulge in the local cuisine at one of the many delightful restaurants that line the charming streets.

Cave Creek is not just a beautiful place to live; it’s also a thriving community that hosts numerous events throughout the year, including the renowned Cave Creek Rodeo Days. The town’s rich Western heritage is celebrated through art galleries, shops, and local festivals, making it a vibrant hub for residents and visitors.

For those considering a move to this enchanting area, homes in Cave Creek are available with FHA financing options, making it easier for first-time buyers to find their dream home. FHA loans are designed to help families achieve homeownership with lower down payment requirements and flexible credit score criteria. Whether you’re looking for a cozy single-family home or a spacious desert retreat, Cave Creek offers a diverse range of properties that cater to various lifestyles and budgets.

Embrace the opportunity to call Cave Creek home, where stunning natural beauty meets a warm, welcoming community. Your new adventure awaits in this remarkable desert oasis!

Newest Cave Creek Homes with FHA New Financing

$415,000
2 Beds ⋅ 2 Baths ⋅ 7077078 MLS ⋅ 1,402 SqFt.
MUST SEE! This beautiful, lightly lived-in 2-bedroom, 2-bath home with a 1-car garage looks and feels like new! Bright and inviting, the spacious living area features large windows, high ceilings and beautiful wood-plank tile throughout the main living spaces. Enjoy a quiet, private setting with no neighbors living below. Located in a desirable gated golf community offering heated pools, SPA and on site fitness room. Ideally situated near golf, hiking, biking, shopping and dining. Immaculately maintained, move-in ready and perfect as a full-time residence or Arizona getaway!

33575 N Dove Lakes Drive Unit 2033, Cave Creek
$645,000
3 Beds ⋅ 2 Baths ⋅ 7076692 MLS ⋅ 2,034 SqFt.
Beautifully updated Tatum Ranch home offering a bright, open floor plan with vaulted ceilings and abundant natural light. The stylish kitchen features a freestanding island, ZLINE commercial range, and Samsung Bespoke refrigerator. Spacious primary suite includes a walk-in closet, dual sinks, and separate tub and shower. Neutral finishes create a fresh, modern feel. Enjoy your private backyard retreat with a sparkling pool, waterfall feature, and low-maintenance turf. Solar panels help keep utility costs low year-round. Ideally located near the restaurants, bars, and entertainment of Carefree and Cave Creek, plus hiking and biking trails just minutes away.

28651 N 46th Way, Cave Creek
$815,000
6 Beds ⋅ 4 Baths ⋅ 7076503 MLS ⋅ 3,391 SqFt.
Experience this beautifully renovated 6-bedroom, 4-bath residence designed for both practicality & comfort. The soaring 18-foot ceilings create an abundance of space and light. The home features high-end finishes throughout & a thoughtful, spacious layout. Upstairs offers four bedrooms, including a primary suite with a spa-inspired ensuite featuring a freestanding tub and oversized glass shower. A second primary suite is conveniently located downstairs. The gourmet kitchen boasts abundant storage, a large island, stainless steel appliances, & a walk-in pantry. Enjoy multiple living and dining areas, a 2-car garage with extra storage, and a private backyard with covered patio, putt-putt, and upgraded lighting. No HOA restrictions for STRs.

29228 N 48th Street, Cave Creek
$925,000
5 Beds ⋅ 3 Baths ⋅ 7075998 MLS ⋅ 3,497 SqFt.
Private life behind the gates of Dove Valley Ranch. No direct back neighbors. Nearly 3,500 square feet of thoughtfully renovated space that delivers exactly what today's buyer is looking for: privacy, resort-style living, and a layout flexible enough for whatever's next. There is a main floor bedroom and full bathroom perfect for guests or generational living. As you walk upstairs you will find a loft plus four additional bedrooms upstairs, including an oversized primary with custom barn door entry and a spa-like bath. Open living areas flow naturally through the home along with custom Plantation shutters on the windows. The owners didn't just maintain this home. They invested in it. Updated light fixtures throughout the interior. New drip irrigation front and back with smart controller. Updated exterior and interior paint. New landscape lighting in the back. Fully sealed and re-sealed pool area with fresh pool equipment. New water softener, RO system, and water heater. New garage door motor on the two-car garage. Storage racks in place. Outdoor security cameras and Ring doorbell. All new cool decking. All new turf. Dove Valley Ranch Golf Club is directly across the street and hiking trails lace the neighborhood and surrounding areas. This is a community designed for people who want their weekends to mean something. This home is truly move-in ready.

4215 E Desert Forest Trail, Cave Creek
$1,225,000
4 Beds ⋅ 3 Baths ⋅ 7075748 MLS ⋅ 2,794 SqFt.
Set behind the gates of Montevista, this single-level Toll Brothers home feels private, polished and wonderfully removed from the everyday. The split floor plan offers 3 bedrooms, 2.5 baths and a flexible bonus room, while the open great room brings everyone together. Dine at the breakfast bar or spacious kitchen nook. Outside, the desert becomes your backdrop. A large sparkling pool, lush landscape with citrus trees, fountain and covered patio create an effortless setting for long afternoons and evenings under the stars. The yard delivers the privacy buyers crave. A freshly painted exterior, new irrigation and a three-car garage complete a home that feels refreshed, ready and distinctly Cave Creek. Close to neighborhood parks, walking paths, and new park with amenities opening in the fall of 2027 and everything that makes Montevista one of the area's most desirable gated communities. Come for the setting. Stay for the way it feels.

5413 E Barwick Drive, Cave Creek
$530,000
3 Beds ⋅ 3 Baths ⋅ 7075556 MLS ⋅ 1,674 SqFt.
Fantastic Arizona Living! This beautifully home features a gorgeous private backyard complete with a PebbleTec pool, covered patio, lush landscaping, and a walk-out deck from the primary suite. The backyard backs to a wash with a view fence, offering added privacy and peaceful views. Located on a quiet interior street in a highly desirable neighborhood with great schools and an unbeatable location. The garage features extensive maple cabinetry and a sealed floor, providing exceptional storage and functionality. Inside, enjoy ceiling fans throughout, designer paint, stylish wall treatments, and thoughtful updates throughout. A wonderful home in a fantastic location--don't miss this one!

5043 E Lucia Drive, Cave Creek
$550,000
2 Beds ⋅ 2 Baths ⋅ 7075418 MLS ⋅ 1,588 SqFt.
Move-In Ready Gem Near Cave Creek & Scottsdale! Welcome home to this beautifully updated single-level with an open floor plan made for easy living. Wood-look tile flows throughout every room--no carpet anywhere! Cozy up to the double-sided gas fireplace connecting the dining and living rooms. The remodeled kitchen shines with stainless steel appliances, sleek counters, and plenty of cabinet space, perfect for entertaining. Both bathrooms have been tastefully updated with modern finishes. Enjoy peaceful, private views backing to a natural wash. Just minutes from Cave Creek's shops, trails, and restaurants, with easy access to Scottsdale's dining, golf, and nightlife. This one checks every box!

30856 N 42nd Place, Cave Creek
$799,900
5 Beds ⋅ 3 Baths ⋅ 7075131 MLS ⋅ 2,571 SqFt.
FULLY REMODELED - 5BEDS - MODERN - METICULOUSLY MAINTAINED - MOVE-IN READY - NEW HVAC's - PRIVACY! This Beautiful 5 Bed 3-car garage home has been FULLY REMODELED! Over $141k in improvements! New Int & Ext Paint! All NEW Flooring, Cabinetry, Cttps, Plumbing, Light fixtures, Interior doors t/o the house! Fully remodeled kitchen! High-quality Cabinetry, leathered Granite, New Appliances + Fridge! Large island seats 4! Modern Fireplace w/marble, Coffee Bar w/Quartzite Cttps & u/c Fridge for all your entertainment needs! Primary spa-like Bath features an XL walk-in Shower with Tile surrounds, Wood plank Tile, Cabinets, Quartz w/dual sinks, Barn door & Walk-in closet. Backyard Oasis with LG cov'd Patio, Refreshing pool and gorgeous views! TOO MANY UPGRADES TO LIST! See Luxury Improvements List!

4843 E Morning Vista Lane, Cave Creek
$798,500
5 Beds ⋅ 3 Baths ⋅ 7074198 MLS ⋅ 2,522 SqFt.
Stunning Cave Creek area in gated Dove Valley Ranch. Enter this home to soaring ceilings and an open first floor plan that creates the perfect flow for entertaining..5 spacious Bedrooms and 3 full baths and a 3 car garage with built in cabinetry and ultra quiet garage door openers and a formal living and a dining room area with upgrades of additional sliding door going to the bbq area and a cozy beautiful backyard to enjoy and fabulous swimming pool including put put golf and a cold misting system to enjoy in the summer to enjoy and lots of upgrades such as gourmet kitchen with massive island boast gleaming granite counter tops and stunning backsplash with a full bedroom and bath downstair. you don't see this kind floorplan anymore.

4622 E Red Range Way, Cave Creek
$1,375,000
6 Beds ⋅ 5 Baths ⋅ 7074133 MLS ⋅ 4,847 SqFt.
Welcome to an exceptional luxury retreat in the gated Gray Wolf community of Cave Creek, where sophisticated living, resort-style amenities and extraordinary entertaining come together in one unforgettable estate. Designed for those who love to entertain, this remarkable residence offers an impressive blend of elegance, privacy and functionality, with nearly 4,850 square feet of thoughtfully designed living space. From the moment you enter, you'll discover distinctive architectural details, soaring coffered ceilings, upgraded wood and trim doors, designer lighting, rich flooring and multiple fireplaces that create an atmosphere of timeless Arizona luxury. This home was created with entertaining in mind. Clever hidden doors and private spaces add an element of surprise, while a dedicated.. game room provides the perfect setting for billiards, games, movie nights and gatherings with family and friends. The entertaining continues outdoors with two expansive covered patios, each designed as its own destination. Multiple outdoor living and dining areas feature built-in bars, granite counters, gas grills, refrigerators, sinks and automated misting systems, making outdoor entertaining effortless and enjoyable year-round. The backyard is your own private resort. A sparkling pool takes center stage with cascading waterfalls, and a hot tub! Whether hosting an unforgettable poolside gathering, enjoying cocktails with friends or relaxing beneath the stars, this outdoor space delivers the ultimate Cave Creek lifestyle. The separate private casita takes this property to another level. Perfect for extended family, guests, multigenerational living, a private office or a luxurious retreat, the casita offers its own living area, bedroom, bathroom, kitchen area and walk-in closet. Even more impressive, it offers two convenient ways to access the space- by private elevator or through its own separate exterior entrance--providing exceptional privacy and flexibility. Additional highlights include a luxurious primary suite with steam shower, four-car garage, multiple fireplaces, upgraded finishes, plantation shutters and exceptional indoor-outdoor living. This isn't simply a beautiful home-it is a destination. A place where family and friends gather, where every weekend can feel like a vacation, and where indoor sophistication meets the unmistakable beauty of the Cave Creek desert.

33306 N 53rd Place, Cave Creek
$1,364,000
5 Beds ⋅ 5 Baths ⋅ 7073506 MLS ⋅ 4,068 SqFt.
This beautifully renovated executive family home has been customized to perfection and thoughtfully redesigned with exceptional craftsmanship and high-end finishes throughout. A private shaded courtyard welcomes you with a bubbling fountain and elegant iron doors featuring operable glass panels, allowing you to fully enjoy Arizona's indoor-outdoor lifestyle. Inside, soaring 20-foot ceilings create a dramatic first impression in the living room, entryway, and dining area, while imported herringbone wood flooring from the UK adds warmth and sophistication throughout the main level. The chef's kitchen is designed to impress, featuring a Wolf range, Sub-Zero built-in refrigerator, dual Cove dishwashers, and an oversized granite island with seating for six. A custom walk-in pantry provides... ...abundant storage and organization for all your culinary essentials. The first floor also includes a private guest bedroom with an ensuite bath and full shower. The spacious laundry room is equally impressive, offering dual washer and dryer sets, a built-in Sub-Zero wine refrigerator, Sub-Zero ice maker, extensive counter space, and flexible functionality as a butler's pantry or additional workspace. Upstairs, a generous loft offers endless versatility as a home office, fitness room, or play area, with direct access to a welcoming upper patio. The luxurious primary suite features a spa-inspired marble bathroom with dual vanities, a soaking tub, and an oversized walk-in shower with rain shower head. Custom built-ins complete the expansive primary closet. Bedroom 3 includes its own ensuite bath with a shower/tub combination, while Bedrooms 4 and 5 share a beautifully updated marble bath with dual sinks and a rain-style shower. Step outside to your private resort-style backyard oasis, complete with new artificial turf, an expansive travertine patio and pool deck, and a sparkling heated pool and spa -- the perfect setting for relaxing or entertaining year-round. Additional upgrades include two brand-new 5-ton HVAC systems and a brand-new gas water heater. Completely move-in ready, this exceptional home offers luxury, comfort, and quality that surpass new construction. All with NO HOA!!!

5019 E Lucia Drive, Cave Creek
$999,990
5 Beds ⋅ 5 Baths ⋅ 7072455 MLS ⋅ 3,339 SqFt.
Located in the prestigious gated Lone Mountain Community, this luxury home sits on an oversized cul-de-sac lot backing natural desert (NAOS). This most sought-after 5 bed/5 bath open floor plan accommodates grand-style entertaining, featuring premium wood laminate flooring, plantation shutters, and striking volume ceilings. The modern kitchen favors a sleek design with staggered cabinetry w/crown molding, walk-in pantry, pro-grade appliances, and an island breakfast bar. The main floor offers an owner's suite with a massive walk-in closet plus an in-law/ guest suite. Upstairs features a huge loft with a learning area. Highlights include a large laundry room with cabinets and sink, epoxy garage floors, and a covered patio with misters to enjoy stunning Sonoran Desert sunsets. (Click MORE). A note from the owner... Start your mornings with a cup of tea at the kitchen table while the sun streams warmly through the dining room windows, offering a peaceful view of the sunrise to greet the day with positive energy. The neighborhood's quiet serenity invites you to enjoy a relaxing cup of coffee on the patio while listening to the birds sing, or step out to your thriving, year-round garden beds to harvest fresh oranges, grapefruit, herbs, and vegetables to share with family and friends. When heading out for a morning walk as the weather cools, you can often spot hot air balloons drifting across the sky. Inside, a striking staircase serves as a beautiful architectural centerpiece, providing an ideal backdrop for family photos, holiday decor, and celebrations year-round. Designed for creating long-lasting memories, this remarkable residence offers a rare blend of upscale comfort and natural serenity.

32657 N 58th Street, Cave Creek
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