Cave Creek Homes with Conventional New Financing

Cave Creek Homes with Conventional New Financing

Welcome to Cave Creek, Arizona – a hidden gem nestled in the picturesque foothills of the Sonoran Desert! This charming town, located in Maricopa County, is renowned for its stunning natural beauty, rich history, and vibrant community spirit. With its breathtaking desert landscapes, lush golf courses, and an array of outdoor activities, Cave Creek offers residents a lifestyle that beautifully blends adventure with tranquility.

Cave Creek is a haven for nature enthusiasts and those seeking a peaceful retreat. The town is surrounded by the Tonto National Forest, providing endless opportunities for hiking, horseback riding, and exploring the great outdoors. The iconic Cave Creek Regional Park is just a stone's throw away, where you can immerse yourself in the beauty of Arizona's diverse wildlife and breathtaking sunsets.

When it comes to real estate, Cave Creek boasts a unique selection of homes that cater to a variety of lifestyles. Whether you’re looking for a cozy ranch-style home or a luxurious estate with panoramic views, you’ll find it here. Many properties in this area qualify for conventional new financing, making it easier for prospective homeowners to invest in their dream home. This financing option opens the door for many buyers, allowing them to take advantage of the favorable interest rates and flexible terms.

Cave Creek is not just a place to live; it’s a community that celebrates its Western heritage through local art, music festivals, and delicious dining options. With a welcoming atmosphere and a strong sense of community, Cave Creek is the perfect place to call home. Discover your new beginning in this enchanting town today!

Newest Cave Creek Homes with Conventional New Financing

40415 N 32nd Street Unit M, Cave Creek
$299,000
7098183 MLS
Photos to come in the next few days

40415 N 32nd Street Unit M, Cave Creek
5929 E Surrey Drive, Cave Creek
$775,000
3 Beds ⋅ 3 Baths ⋅ 7098106 MLS ⋅ 2,055 SqFt.
Tucked against Black Mountain & minutes from charming downtown Cave Creek, this unique property blends 60s style with Southwestern character. The spacious 2-bed, 2-bath main home features a large open kitchen & a versatile bonus room that could be an additional bedroom, home office, or extra living space. The home is complemented by a newly renovated attached 1-bed, 1-bath guest house with its own entrances & living space with kitchen. Set on .4 acres & surrounded by stunning mountain views, this property also features an oversized, extra-height 4-car garage with front & rear garage doors for all your cars, toys, or workshop needs! Plus an RV gate & parking with exterior 220 outlets & waste disposal. The leased solar will be prepaid at closing. Seller financing possible. Welcome home!

5929 E Surrey Drive, Cave Creek
6231 E Mark Way Unit 35, Cave Creek
$754,000
2 Beds ⋅ 3 Baths ⋅ 7097884 MLS ⋅ 1,975 SqFt.
EXPERIENCE THE BEST OF CAVE CREEK LIVING! Nestled in the picturesque foothills of Black Mountain, this PRISTINE,BEAUTIFULLY, PAMPERED HOME. Offers the perfect combination of luxury, comfort and convenience. IMPECCABLY maintained and MOVE-IN READY, This inviting residence features an open-concept of living space designed for effortless everyday living and entertaining. Step outside to your own private backyard retreat, complete with a cozy outdoor fireplace, built-in BBQ, putting-green. exceptional setting for relaxing evenings or gatherings with family and friends. Enjoy Resort-style amenities, including clubhouse, sparkling pool & fitness center.Surrounded by the natural beauty, charm, and vibrant lifestyle of Cave Creek, This home offers the best of Arizona living. Whether you're seekin full-time residence, seasonal getaway or the ultimate lock-and-leave lifestyle. This exceptional home checks all the boxes. MOVE RIGHT IN AND START ENJOYING THE CAVE CREEK LIFESTYLE!!

6231 E Mark Way Unit 35, Cave Creek
32238 N 48th Street, Cave Creek
$830,000
3 Beds ⋅ 2 Baths ⋅ 7097878 MLS ⋅ 2,125 SqFt.
Enjoy Arizona sunsets over an open desert backdrop from your own backyard retreat. Set in the small, gated Ashler Hills Ranch community, this updated 3-bedroom, 2-bath home backs to a wash with no neighbors directly behind. A pool, spacious covered patio, and view fencing make the most of the setting, while a 3-car garage adds everyday practicality. Inside, high ceilings and expansive windows bring natural light and backyard views into the open living and dining areas. The kitchen offers granite countertops, a center island with breakfast bar, a pantry, a gas cooktop, and built-in double ovens, with space for everyday cooking and entertaining. The split-bedroom layout provides privacy for the primary suite, which features direct backyard access, two walk-in closets, dual vanities, a large custom shower, and a separate soaking tub. Extensive improvements include a new primary A/C system in 2026 and fresh interior and exterior paint in October 2026. Updates completed in 2024 include luxury vinyl plank flooring in the main living areas, bedroom carpeting, primary bathroom tile, and a new kitchen cooktop, microwave hood, refrigerator, and dishwasher. Updated lighting, ceiling fans, plumbing fixtures, millwork, and door hardware complete the refreshed interior. Smart thermostats and a Schlage Encode Plus Wi-Fi entry system add convenience. Outside, landscaping improvements and pool deck resurfacing completed in 2024 enhance the backyard. Relax in the shade, spend an afternoon by the pool, or settle in for sunset views across the desert. Convenient access to Cave Creek, Carefree, and North Scottsdale shopping and dining brings everyday amenities within reach of this peaceful desert setting.

32238 N 48th Street, Cave Creek
4953 E Justica Street, Cave Creek
$600,000
2 Beds ⋅ 2 Baths ⋅ 7097823 MLS ⋅ 1,751 SqFt.
Breathe easier, live safer & stay cooler in this reimagined home in gated Tatum Greens, steps from the 4th hole of Tatum Ranch's private golf course. The big-ticket work is done: all-new plumbing, electrical & main panel, new water heater, & 2021 A/C with re-engineered ducts sealed by Aeroseal to cut leakage 93%. HALO air purification, water filtration and softener. A custom steel-inlay, triple-lock entry door and high-efficiency windows keep heat out. The kitchen shines with polished emerald-black granite, under-cabinet lighting, LG Signature and GE Cafe appliances stillunder warranty. Custom-tiled primary shower and smart home tech. Near Black Mountain & Maricopa Trail hiking, parks, the Boulders & Civana resorts, Desert Ridge, City North, Mayo Clinic, Cave Creek and Scottsdale shopping. A HOME BUILT AROUND WELL-BEING, SECURITY AND COMFORT Every improvement in this residence was made with one purpose: to create a home that feels as good as it looks. Behind the walls, the work most buyers worry about has already been done. The plumbing has been fully replaced with clean new lines, the electrical system has been completely updated, including a new main panel, and the water heater is new. The air conditioner was replaced in 2021, and the duct system was re-engineered for efficiency, then sealed with Aeroseal, reducing duct leakage by 93%. The result is quieter, more even cooling and conditioned air that goes where it belongs. Clean living is built in. A HALO LED whole-home air purification system works continuously through the HVAC, while water filtration and a water softener complete a thoughtfully designed healthy-home package, including a dedicated filtered-water faucet at the kitchen sink. Peace of mind begins at the front door. The custom-built entry door features steel inlays, solid-core construction, triple-lock security and high efficiency ratings. The sliding patio door offers multiple locks and energy-efficient performance, and the windows have been upgraded to thicker, high-efficiency glass designed to hold back the Arizona heat in the living areas and bedrooms. THE KITCHEN The kitchen is both beautiful and serious about cooking. Polished emerald-black granite counters glow beneath under-cabinet lighting, complemented by a black undermount composite sink and matte black fixtures. The appliance suite is top tier: an LG Signature refrigerator with GE Cafe induction range, microwave and dishwasher, all with approximately four years of remaining warranty coverage. PRIVATE RETREAT AND MODERN CONVENIENCE The primary suite features a fully remodeled walk-in shower with custom tile and a generous, spa-like footprint. Upgraded carpet adds softness underfoot, and smart home technology throughout includes automatic lighting, app-based controls and a wall-mounted control panel, so the home responds to the way you live. THE TATUM RANCH LIFESTYLE Set within the gated enclave of Tatum Greens near the 4th hole, this home places you in one of Cave Creek's most established master-planned communities. Tatum Ranch is home to a private golf club with optional membership, two community parks with picnic areas, playgrounds and sport courts, winding walking and biking paths, and multiple shopping and dining centers close to home. The community is served by Cave Creek Unified School District. For those drawn to the outdoors, the high Sonoran Desert is right outside your door. Hike the summit trail at Black Mountain, explore Cave Creek Regional Park and Spur Cross Ranch Conservation Area, or venture into the Tonto National Forest and the Maricopa Trail network. Evenings offer something for every mood. Head to Old Town Cave Creek for its galleries, boutiques and authentic Western spirit, including the legendary Buffalo Chip Saloon and Harold's Cave Creek Corral. Neighboring Carefree offers the Carefree Desert Gardens and two of the region's most celebrated retreats, the Boulders Resort and Spa and Civana Wellness Resort. Luxury shopping, dining and entertainment are just minutes away at Desert Ridge Marketplace, the JW Marriott Desert Ridge Resort and City North, while Scottsdale's world-class restaurants, golf and shopping are about 15 minutes away. Mayo Clinic's Phoenix campus is also conveniently close. Healthy, secure, efficient and surrounded by the very best of North Valley living, this is a rare opportunity in Tatum Ranch.

4953 E Justica Street, Cave Creek
32636 N 40th Place, Cave Creek
$745,000
3 Beds ⋅ 2 Baths ⋅ 7097681 MLS ⋅ 2,288 SqFt.
Welcome to Emerald Greens at Dove Valley Ranch in Cave Creek. This single-level home, featuring 2,288 sq ft, 3 bedrooms, and 2 bathrooms, is within Phoenix city limits and utilizes all Phoenix city utilities and services. Its split floor plan allows for a private guest quarters, in-law suite or office, and the home has received several recent updates. A few key highlights include new flooring in 2023, interior painted 2023, exterior painted in 2024, new kitchen stove, microwave and dishwasher in 2024, hot water heater in 2024, and a new furnace and A/C in 2025 (a more detailed list is in overflow). Additionally, all interior windows have sunscreens, and the patio features four sunshades for extra summer sun protection. Come enjoy vibrant downtown Cave Creek and direct access to the Sonoran Desert Preserve, local parks, and numerous golf courses nearby. The location offers easy access to shopping, restaurants, and I-17 for northbound travel, as well as N Cave Creek Rd and N Tatum Blvd for quick access to Loop 101 and SR-51 for southbound travel. More updates: -Replaced front irrigation lines 2025 and timer 2026 -Back patio roof recoated April 2026 -Replaced underlayment 1/3 of front roof October 2023; roof was inspected when back patio recoated, and remaining underlayment should last 4-5 years -Replaced 4 permanent windows in front of house -Re-did back yard landscaping, removed tree and grass, added drainage -Snake-proofed back yard by Rattle Snake Solutions -New extra deep black stainless kitchen sink, faucet, and RO 2024 -New LG black stainless stove, microwave, and dishwasher 2024 -In primary bathroom: plumbing, new faucets, shower head, toilet -In second bathroom: new shower head -New baseboards where LVP installed -All ceiling fans replaced -Replaced carpeting with pet friendly carpet and pad 2023 -Replaced all lighting in house -Replaced door and cabinet hardware with matte black

32636 N 40th Place, Cave Creek
36615 N 25th Street, Cave Creek
$1,298,000
6 Beds ⋅ 4 Baths ⋅ 7097453 MLS ⋅ 3,602 SqFt.
Discover exceptional desert living in this exquisite estate nestled on 1.2 acres on a private cul-de-sac w/STUNNING MOUNTAIN VIEWS! Thoughtfully designed SPLIT FLOORPLAN features soaring ceilings, tile flooring & a chef's kitchen opening to a cozy living room w/fireplace. Versatile front room accommodates a regulation-size pool table & is plumbed for a wet bar. Attached CASITA offers private living quarters w/bedroom, bath, kitchenette & patio. Well-appointed secondary bedrooms include a Jack & Jill bath. BRAND NEW ROOF! Enjoy a fenced backyard w/POOL. The expansive property line extends well beyond the fence, offering endless possibilities for a sport court, outdoor retreat or HORSE facilities. OVERSIZED GARAGE w/room for RV parking. $5K CREDIT from seller offered towards upgrades. (MORE) RV amenities include 11'4" garage door, 50-amp service & RV dump. CENTRAL VACUUM, NEW POOL PUMP MOTOR (2026) & FRESH INTERIOR/EXTERIOR PAINT! Casita can be closed off for fully separate living space.

36615 N 25th Street, Cave Creek
39402 N 67th Place, Cave Creek
$2,650,000
4 Beds ⋅ 6 Baths ⋅ 7097429 MLS ⋅ 5,000 SqFt.
PRIVATE DESERT RETREAT | PANORAMIC MOUNTAIN VIEWS | STRIKING CONTEMPORARY ARCHITECTURE Tucked away in the scenic desert landscape of Cave Creek, this luxury contemporary estate offers a rare combination of architectural character, privacy, and breathtaking mountain views. Completely taken down to the studs and rebuilt in 2020, the home was thoughtfully designed to embrace its natural surroundings, with striking contemporary design, expansive walls of glass, and seamless indoor-outdoor living. With a split floor plan, the interior showcases custom luxury finishes and thoughtfully designed living spaces, and dual primary suites each with direct pool access, sitting rooms, and exterior entrance access. The stunning main retreat is complete with a private mountain-view deck. Situated on over 2 acres, the backyard is an entertainer's dream, designed for everything from intimate evenings around the fire pit to unforgettable gatherings with family and friends. Spend sunny afternoons lounging by the resort-style pool, unwind in the handpainted courtyard beneath the desert sky, or host dinner outdoors with the mountains as your backdrop. An outdoor kitchen, dining area, and shaded gazebo complete this exceptional outdoor setting. An extended four-car garage and circular driveway add to the property's functionality. Here, privacy and seclusion meet convenience, with Cave Creek's charming restaurants, boutiques, art galleries, and scenic trails just minutes away. A truly distinctive contemporary masterpiece hidden in the desert. From its remarkable architecture to its breathtaking surroundings, this is a property that must be experienced in person to truly appreciate

39402 N 67th Place, Cave Creek
56xx E Milton Drive Unit '''-''', Cave Creek
$399,000
7096722 MLS
An exceptional opportunity to build your dream home in the beautiful Sonoran Desert of Cave Creek! Offered to the market for the first time since 2007, this expansive homesite provides the perfect setting to design a custom residence surrounded by natural desert beauty. Enjoy the charm of Cave Creek with its celebrated restaurants, boutique shopping, art galleries and Western heritage. Outdoor enthusiasts will appreciate nearby hiking, biking, horseback riding and golf, including Spur Cross Ranch Conservation Area and Rancho Mañana Golf Club. Experience peaceful desert living with convenient access to Carefree and North Scottsdale. A rare opportunity to bring your vision to life in one of Arizona's most desirable desert communities!

56xx E Milton Drive Unit '''-''', Cave Creek
5430 E Palo Brea Lane, Cave Creek
$2,000,000
5 Beds ⋅ 5 Baths ⋅ 7096437 MLS ⋅ 4,620 SqFt.
A private courtyard casita with its own entrance and kitchenette sets this Cave Creek luxury home apart. Mountain views and high-end finishes carry throughout, including custom stone and tile, architectural feature walls and statement lighting. The main home offers a first-floor primary suite, gym, three-car garage, upstairs loft, media room and flex room with bedroom potential. The chef's kitchen features custom cabinetry, two veined-stone waterfall islands, Wolf cooking appliances, a Cove dishwasher and Sub-Zero refrigeration. The great room has a four-panel slider, stone fireplace and lighted built-ins; the dining room features dimensional tile. Spa-inspired baths showcase AXOR, RONBOW, TOTO and GROHE fixtures. The backyard features a pool, covered patio with misting, outdoor kitchen

5430 E Palo Brea Lane, Cave Creek
27621 N 47th Street, Cave Creek
$700,000
5 Beds ⋅ 3 Baths ⋅ 7096182 MLS ⋅ 3,203 SqFt.
This beautiful and spacious two-story Cave Creek home offers 5 bedrooms, 3 bathrooms (including one full bedroom and bathroom downstairs), 3,203 square feet of living space, along with a 3-car garage. The home features a mix of tile flooring and newer carpet. The floor plan is great for everyday living and entertaining. The primary suite includes dual vanities, a separate soaking tub, a walk-in shower, and a large walk-in closet. Outside, the backyard features a swimming pool, a large covered patio and extended patio space. Additional features include built-in garage storage, fridge and washer/dryer that convey with the home. This home is conveniently located near the active, fun town of Cave Creek and just minutes from Desert Ridge and City North with lots of shopping, dining, entertainment, golf, and other activities to enjoy!

27621 N 47th Street, Cave Creek
4215 E Palo Brea Lane, Cave Creek
$519,000
3 Beds ⋅ 2 Baths ⋅ 7096137 MLS ⋅ 1,423 SqFt.
Excellent 3 bedroom, 2 bath single level home in Tatum Ranch. Located on a corner lot with low maintenance desert landscaping in the front and back yards. Open, spacious great room floor plan with tile floors in all high traffic areas and carpet in bedrooms. Split master bedroom features double sinks, and walk-in closet. Secondary bedroom also has walk-in closet. Secondary bathroom has a soaking tub. Large kitchen with extended cabinets and all appliances included. The kitchen has brand new Oven, Microwave, and Dishwasher. Inside laundry room with washer and dryer included. Private backyard with covered patio.

4215 E Palo Brea Lane, Cave Creek
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