Cave Creek Homes with Owner May Carry New Financing

Cave Creek Homes with Owner May Carry New Financing

Welcome to Cave Creek, Arizona, a charming desert town nestled in the heart of Maricopa County. Known for its stunning natural beauty and rich Western heritage, Cave Creek offers a unique blend of outdoor adventure and small-town charm. Surrounded by the picturesque Sonoran Desert, residents enjoy breathtaking mountain views, hiking trails, and a vibrant arts scene that celebrates the spirit of the Old West.

Cave Creek boasts a friendly community atmosphere, where local shops, galleries, and restaurants line the streets, inviting you to explore its unique offerings. Whether you’re savoring a meal at a cozy café or browsing through local artisan boutiques, there’s always something delightful waiting around the corner. The town is also home to numerous annual events, including rodeos and art festivals, that bring residents together and showcase the area’s rich culture.

For those considering making Cave Creek their home, you’ll be pleased to discover a variety of properties available, including homes with owner may carry new financing options. This flexible financing arrangement can make the dream of homeownership more accessible, allowing buyers to invest in a property that perfectly suits their needs without the traditional barriers of conventional financing.

Imagine waking up in a beautiful desert retreat, where the serene surroundings and welcoming community create the perfect backdrop for your new life. Whether you’re looking for a cozy single-family home or a sprawling estate, Cave Creek offers a diverse range of real estate options. Come and discover the magic of Cave Creek – your new home awaits!

Newest Cave Creek Homes with Owner May Carry New Financing

5929 E Surrey Drive, Cave Creek
$775,000
3 Beds ⋅ 3 Baths ⋅ 7098106 MLS ⋅ 2,055 SqFt.
Tucked against Black Mountain & minutes from charming downtown Cave Creek, this unique property blends 60s style with Southwestern character. The spacious 2-bed, 2-bath main home features a large open kitchen & a versatile bonus room that could be an additional bedroom, home office, or extra living space. The home is complemented by a newly renovated attached 1-bed, 1-bath guest house with its own entrances & living space with kitchen. Set on .4 acres & surrounded by stunning mountain views, this property also features an oversized, extra-height 4-car garage with front & rear garage doors for all your cars, toys, or workshop needs! Plus an RV gate & parking with exterior 220 outlets & waste disposal. The leased solar will be prepaid at closing. Seller financing possible. Welcome home!

5929 E Surrey Drive, Cave Creek
3180 E Lazy Lizard Lane, Cave Creek
$2,725,000
4 Beds ⋅ 3 Baths ⋅ 7091189 MLS ⋅ 3,120 SqFt.
Experience luxury, privacy, and breathtaking mountain views on 3.11 acres in Cave Creek! Built in 2017, this custom home offers 3,120 sq. ft., a 340 sq. ft. private casita, and a climate-controlled 35'x70' RV garage with car lift and coated floors. High-end appliances, elegant finishes, hand-carved stone fireplaces, and a spa-inspired primary bath with steam shower and second laundry in the primary closet elevate everyday living. The expansive covered patio is perfect for entertaining, while the spectacular upstairs deck offers unrivaled panoramic mountain views and unforgettable sunsets! Equestrians will love the 3 covered horse pens with automatic waterers, endless riding opportunities, and proximity to the state park. A truly exceptional desert retreat! OWNER RELATED TO LISTING AGENT

3180 E Lazy Lizard Lane, Cave Creek
30611 N 64th Street, Cave Creek
$1,400,000
4 Beds ⋅ 4 Baths ⋅ 7081364 MLS ⋅ 3,588 SqFt.
Built for the buyer who needs space beyond the typical suburban home. This 2.5-acre Cave Creek property features an insulated detached toy barn/workshop with room for 8+ vehicles, additional 3 car oversized attached garage space, no HOA, and the freedom to operate, store, build, or collect without the restrictions found in most Scottsdale communities. This custom single-level home offers authentic Southwest character with exposed beams, high ceilings, quality craftsmanship, and a separate guest house. Conveniently located near North Scottsdale and Cave Creek amenities while offering the privacy and independence that are increasingly difficult to find. Endless possibilities, functionality, and the freedom to create the lifestyle you've always wanted.

30611 N 64th Street, Cave Creek
39405 N Spur Cross Road, Cave Creek
$2,195,000
4 Beds ⋅ 4 Baths ⋅ 7080846 MLS ⋅ 4,132 SqFt.
Welcome to 39405 N Spur Cross Rd, a fully remodeled 4-bed, 4-bath home offering 4,132 sq ft of luxury on nearly 5 usable, horse-ready acres. Take in breathtaking 360-degree desert mountain views from your private oasis, complete with a sparkling pool and a massive ~2,000 sq ft barn/tack workshop perfect for equipment, toys, or horse setup. Located in the heart of Cave Creek, you'll enjoy a serene rural feel with NO HOA, easy access to Spur Cross Ranch Conservation area, and local dining, shopping, and trails just minutes away. Endless potential awaits. Book your private tour today!

39405 N Spur Cross Road, Cave Creek
426XX N 66th Street Unit -, Cave Creek
$750,000
7076574 MLS
Discover the unparalleled elegance of Echo Canyon Estates, a premier luxury development nestled in the serene landscapes of Cave Creek, Arizona. Tucked away in a private, secluded enclave, this exclusive community delivers sweeping panoramic views of the majestic surrounding mountain ranges creating an idyllic backdrop for your dream custom estate home. The development features R-190 zoned individual lots or larger blocks of land, each generously sized between approximately 5 and 25 acres of pristine, untouched land. These expansive parcels provide abundant space and privacy for crafting a truly bespoke luxury residence tailored to your vision.

426XX N 66th Street Unit -, Cave Creek
425XX N 66th Street Unit -, Cave Creek
$1,000,000
7076573 MLS
Discover the unparalleled elegance of Echo Canyon Estates, a premier luxury development nestled in the serene landscapes of Cave Creek, Arizona. Tucked away in a private, secluded enclave, this exclusive community delivers sweeping panoramic views of the majestic surrounding mountain ranges creating an idyllic backdrop for your dream custom estate home. The development features R-190 zoned individual lots or larger blocks of land, each generously sized between approximately 5 and 25 acres of pristine, untouched land. These expansive parcels provide abundant space and privacy for crafting a truly bespoke luxury residence tailored to your vision.

425XX N 66th Street Unit -, Cave Creek
424XX N 66th Street Unit -, Cave Creek
$750,000
7076571 MLS
Discover the unparalleled elegance of Echo Canyon Estates, a premier luxury development nestled in the serene landscapes of Cave Creek, AZ. Tucked away in a private, secluded enclave, this exclusive community delivers sweeping panoramic views of the majestic surrounding mountain ranges creating an idyllic backdrop for your dream custom estate home. The development features R-190 zoned individual lots or larger blocks of land, each generously sized between approximately 5 and 25 acres of pristine, untouched land. These expansive parcels provide abundant space and privacy for crafting a truly bespoke luxury residence tailored to your vision. Beautiful 20' wide paved road and double railcar bridge (completed in 2026) to access the property. APS electric has installed power access to the lot

424XX N 66th Street Unit -, Cave Creek
6525 E Cave Creek Road Unit 201, Cave Creek
$1,235,000
2 Beds ⋅ 3 Baths ⋅ 7074642 MLS ⋅ 2,380 SqFt.
Hidden Rock at Cave Creek, is a distinctive community known for its breathtaking mountain views and unforgettable desert sunsets. Within this carefully planned community, our thoughtfully designed condos are uniquely zoned ''Work & Play,'' offering residential living with the added flexibility for approved commercial use, allowing flexibility for today's modern lifestyle. Unit 201 is our model, is offered fully turnkey and furnished, including furniture, window shades, and even kitchen essentials such as pots and pans. As you enter, your gaze is immediately drawn to the great room, which features a dramatic floor-to-ceiling fireplace beneath soaring two-story ceilings. The kitchen is equally impressive, with a spacious waterfall island, Bertazzoni appliances, a wall of cabinets, pantry and elegant lighting fixtures that carry throughout the home. Double glass doors lead to a private patio with a BBQ and fire pit, perfect for entertaining. Conveniently located by the stairs, a powder room adds ease when hosting guests. Upstairs, a loft/flex space opens to a walk-out balcony, while the two bedrooms each feature ensuite baths and a private balcony to take in sweeping mountain views, ensuring comfort and privacy for owners and guests alike. Custom finishes are found throughout the home, with textures and materials thoughtfully selected to complement the elevated yet flexible lifestyle that Hidden Rock offers. All units are insulated with quiet rock insulation for noise dampening and fire resistance. The community also offers a pool and spa with a covered seating area and fire pit, providing residents a place to relax and socialize while enjoying the stunning surroundings. Whether envisioned as a primary residence, live-work space, or lock-and-leave retreat, the condos at Hidden Rock offer a rare combination of design, versatility, and location, within walking distance of downtown Cave Creek's restaurants, shops, and hiking trails.

6525 E Cave Creek Road Unit 201, Cave Creek
6525 E Cave Creek Road Unit 27, Cave Creek
$1,749,000
4 Beds ⋅ 5 Baths ⋅ 7068427 MLS ⋅ 3,502 SqFt.
Seller Financing is available at below market rate. Striking luxury contemporary home meets the wild west offers refined desert living on an impressive, private lot in one of Cave Creek's most desirable enclaves. Thoughtfully designed with clean lines, expansive glass, & seamless indoor-outdoor connection, the residence captures the beauty of the Sonoran landscape while delivering modern comfort & elevated style. The open-concept great room features soaring ceilings, a dramatic architectural fireplace, & abundant natural light. The chef's kitchen showcases waterfall quartz surfaces, custom cabinetry, premium appliances--an ideal setting for both everyday living & sophisticated entertaining. A versatile floor plan provides generous living spaces, including a serene primary suite with spa-inspired finishes and direct access to the outdoorsThe backyard is a true retreat, complete with a resort-style pool, shaded lounging areas, a built-in BBQ, and a retractable awning over the outdoor patio that enhances comfort and usability throughout the seasons. Thoughtfully designed spaces create the perfect setting for relaxation, gatherings, and stargazing, Mountain views and comfort in the midst of iconic Cave Creek. Located in the heart of action, the home offers convenient access to boutique dining, upscale shopping, live music, art events, and miles of scenic hiking and biking trails. This is contemporary Arizona living at its finest--architectural, effortless, and beautifully connected to the landscape.

6525 E Cave Creek Road Unit 27, Cave Creek
5100 E Rancho Paloma Drive Unit 2021, Cave Creek
$485,000
2 Beds ⋅ 2 Baths ⋅ 7051904 MLS ⋅ 1,420 SqFt.
Price Improvement! Beautiful Condo located in the wonderful area of Cave Creek. Open floor plan with 2 bedrooms, 2 baths, large island in the kitchen, stainless steel appliances, including a gas range you'll just love to cook with. Quartz counter tops in Kitchen and baths for a real clean look.. Community offers a pool, heated Spa, and a workout facility. Gated community with Furnishings included for a true turn key Condo.

5100 E Rancho Paloma Drive Unit 2021, Cave Creek
6525 E Cave Creek Road Unit 101, Cave Creek
$1,195,000
2 Beds ⋅ 3 Baths ⋅ 7048407 MLS ⋅ 2,380 SqFt.
Hidden Rock at Cave Creek, is a distinctive community known for its breathtaking mountain views and unforgettable desert sunsets. Within this carefully planned community, our thoughtfully designed condos are uniquely zoned ''Work & Play,'' offering residential living with the added flexibility for approved commercial use, allowing flexibility for today's modern lifestyle. As you enter, your gaze is immediately drawn to the great room, which features a dramatic floor-to-ceiling fireplace beneath soaring two-story ceilings. The kitchen is equally impressive, with a spacious waterfall island, Bertazzoni appliances, a wall of cabinets, walk-in pantry, and elegant lighting fixtures that carry throughout the home. Double glass doors lead to a private patio. Conveniently located by the stairs, a powder room adds ease when hosting guests. Upstairs, a loft/flex space opens to a walk-out balcony, while the two bedrooms each feature ensuite baths and a private balcony to take in sweeping mountain views, ensuring comfort and privacy for owners and guests alike. Custom finishes are found throughout the home, with textures and materials thoughtfully selected to complement the elevated yet flexible lifestyle that Hidden Rock offers. All units are insulated with quiet rock for noise dampening and fire resistance. The community also offers a pool and spa with a covered seating area and fire pit, providing residents a place to relax and socialize while enjoying the stunning surroundings. Whether envisioned as a primary residence, live-work space, or lock-and-leave retreat, the condos at Hidden Rock offer a rare combination of design, versatility, and location, within walking distance of downtown Cave Creek's restaurants, shops, and hiking trails.

6525 E Cave Creek Road Unit 101, Cave Creek
42327 N Sierra Vista Road, Cave Creek
$3,500,000
4 Beds ⋅ 4 Baths ⋅ 7027177 MLS ⋅ 5,073 SqFt.
Crafted by a contractor for himself -- and it shows. This 5-acre elevated compound on fully paved Sierra Vista Road delivers over 6,000 square feet of garage space: an air conditioned 4,000+ SF work/flex garage, a dedicated single-car show garage, a 4-car garage in the main house, and an oversized 3-car garage in the guest house. BIG views and horse privileges. This completely remodeled compound is move-in ready. Featuring all the Cave Creek privacy with none of the gravel road compromise. If you need serious space -- for work, equipment, a collection, or a business operation -- this property was purpose-built for exactly that. The 4,000+ SF work garage was built by someone who actually uses one -- with the ceiling clearance, floor load, and air conditioning that serious operators demand The single-car show garage is separate and purpose-built, because the builder understood the difference between a car that gets driven and one that gets displayed. The main house offers a 4-car attached garage. The guest house -- a fully independent structure -- adds an oversized 3-car garage. Total enclosed capacity approaches 13+ cars, not counting the work building. The elevated 5 acres delivers long-range desert views with natural separation from neighbors that flat lots can't replicate at any price. Fully paved road access means no dust intrusion, no monsoon season headaches, and no excess wear on the vehicles you've worked hard to collect. The main house and guest house are fully remodeled and move-in ready -- nothing to phase in, nothing to negotiate around. Horse privileges are in place for a buyer who wants that optionality without a rezoning conversation. This home and Cave Creek are perfect for those who aren't interested in being noticed, but want their friends and family to be comfortable once your there. No HOA. No neighbors 12 feet away. Just acreage, privacy, and the freedom to run a property the way you want. This compound delivers all of it -- and properties built to this standard rarely come available.

42327 N Sierra Vista Road, Cave Creek
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