Phoenix Homes with Cash New Financing

Phoenix Homes with Cash New Financing

Welcome to Phoenix, Arizona – a vibrant city where the sun shines nearly every day, and the desert landscape meets urban sophistication. As the state capital and the fifth most populous city in the United States, Phoenix boasts a rich tapestry of culture, outdoor adventure, and economic opportunity. Nestled in Maricopa County, this dynamic metropolis is known for its warm climate, stunning mountain views, and a lifestyle that appeals to families, retirees, and young professionals alike.

In Phoenix, you'll find a diverse array of neighborhoods, each with its own unique charm. From the bustling downtown area filled with trendy cafes, art galleries, and sports venues to the serene suburbs that offer a more laid-back atmosphere, there’s something for everyone. The city is also home to beautiful parks, hiking trails, and golf courses, allowing residents to enjoy the great outdoors year-round.

For those interested in making Phoenix their home, now is an excellent time to explore the housing market, especially with cash financing options available. Homes with cash new financing provide a unique opportunity for buyers to secure their dream property without the hassle of traditional lending processes. This flexibility can be especially beneficial in a competitive market, allowing you to move quickly and confidently in your home search.

Whether you're looking for a modern condo in the heart of the city or a spacious family home in a quiet neighborhood, Phoenix offers a wealth of options to suit your needs. Embrace the allure of the Valley of the Sun and discover the ideal place to call home in this thriving city!

Newest Phoenix Homes with Cash New Financing

1932 W Big Oak Street, Phoenix
$569,000
4 Beds ⋅ 2 Baths ⋅ 7098203 MLS ⋅ 1,783 SqFt.
Beautiful single family home featured in the award winning community, ''Fireside at Norterra,'' located in north Phoenix, AZ. This home incorporates a subtle balance of contemporary finishes with a modern design. This home offers 4 bedrooms, 2 bath(s), an open concept [1,783 sq ft] floor plan, upgraded kitchen w/ raised panel cabinetry, granite counter tops, ss appliances, peninsula, and pantry. Additional home details will also include upgraded dual pane [low-e] windows, high ceilings, great room living space, tile flooring, modern plumbing/lighting fixtures, ceiling fans, and lots of windows offering great natural light throughout the living spaces. The master retreat boasts a spacious sleeping quarters, dual vanities, a large shower, and a walk-in closet. Lastly, the home features.. a New 4-ton [gas-split] TRANE HVAC system, Owned Solar [6.2 kW/20 panel], insulated [walls & door] 2-car garage, covered patio space, and a private back yard offering mature fruit tree(s), outdoor shed, turf, and play pool w/ built in jets--perfect for entertaining family and friends. Fireside at Norterra offers residents resort style amenities that dog friendly green spaces, walking paths, community center, multiple pools, spas, gym, indoor rock climbing, and basketball/tennis courts. Desert Vista Trail-head connects Fireside to the multi-use (9600 acre) natural desert park and Phoenix Sonoran Preserve.

1932 W Big Oak Street, Phoenix
14407 N 37th Place, Phoenix
$519,400
4 Beds ⋅ 2 Baths ⋅ 7098201 MLS ⋅ 1,208 SqFt.
Look no further! This beautifully updated home with a sparkling POOL in Phoenix is move-in ready! NO HOA! Featuring 4 beds, 2 baths, a 2-car garage, an RV gate, and an inviting front porch. Inside, you'll find an excellent open layout with wood-look floors, recessed lighting, a neutral palette, and a cozy living area. The modern kitchen boasts white shaker cabinets, quartz countertops, tile backsplash, SS appliances, a dry bar w/built-in wine cooler, and an island w/breakfast bar. The primary suite offers direct patio access and includes a refreshed private bath w/designer fixtures and a custom tiled shower w/niche. Your backyard oasis is complete with a covered patio, artificial turf, and a refreshing pool, ideal for relaxing and year-round entertaining. Don't miss this great opportunity!

14407 N 37th Place, Phoenix
510 N 10th Street, Phoenix
$365,000
3 Beds ⋅ 1 Baths ⋅ 7098197 MLS ⋅ 768 SqFt.
After investing $110K into remodeling, almost everything in this home is new as of 2025, including AC, roof, plumbing, wiring, sewer line, foundation,framing of both sides, duct works, kitchen, bathroom, insulation, windows, stucco, interior, exterior paint, flooring, tankless water heater, appliances, fixtures and garbage disposal. All beds in the pictures are Queen-size. Minutes to ASU Phoenix campus, Chase Field, U of A, Roosevelt Row, restaurants, shops, entertainment, hospitals, and I-10 freeway, enjoy City Life. This home is qualified Empower Down Payment Assistant Program. FHA loan with down payment assistance equal to 5% of the sale price! Another option is 1% lower interest rate for first year! No HOA!

510 N 10th Street, Phoenix
5302 E Van Buren Street Unit 1029, Phoenix
$289,000
2 Beds ⋅ 2 Baths ⋅ 7098163 MLS ⋅ 804 SqFt.
BEAUTIFULLY REMODELED 2-BEDROOM, 2-BATH CONDO IN A PRIME PHOENIX LOCATION! Enjoy modern, low-maintenance living in this beautifully remodeled ground-floor end unit in Belaflora. Highlights include stylish gray cabinetry, quartz countertops, stainless-steel appliances, recessed lighting, updated bathrooms, an open-concept living space, a walk-in closet, a Nest thermostat, and a whole-house blue water filtration system plus a kitchen reverse osmosis (RO) drinking water system. Appliances (excluding washer and dryer) and window curtains are included. Approximately $40,000 in upgrades. Please refer to the Document tab for additional details. Conveniently located minutes from Sky Harbor Airport, Papago Park, the Phoenix Zoo, Desert Botanical Garden, and Papago Golf Club, with easy freeway access to Arcadia, Biltmore, Tempe, and Old Town Scottsdale. Enjoy community amenities including a heated pool, spa, fitness center, and clubhouse. Don't miss this opportunity to own a stylishly updated condo in a sought-after Phoenix location at an attractive price. Schedule your private showing today!

5302 E Van Buren Street Unit 1029, Phoenix
3830 E Lakewood Parkway E Unit 1061, Phoenix
$325,000
2 Beds ⋅ 2 Baths ⋅ 7098157 MLS ⋅ 997 SqFt.
RESORT STYLE LIVING IN AHWATUKEE'S LAKEWOOD SUBDIVISION, THIS GROUND LEVEL CONDO ADJACENT TO ASSIGNED COVERED PARKING OFFERS EASY ACCESS TO A SPLIT FLOOR PLAN FEATURING 2 BEDROOMS AND 2 BATHS, EFFICIENT KITCHEN WITH QUARTZ SURFACES AND BREAKFAST BAR ADJACENT TO THE DINING NOOK, WOOD BURNING FIREPLACE, AND INTERIOR LAUNDRY; ENJOY THE ARIZONA OUTDOOR LIVING ON YOUR PRIVATE PATIO OR VENTURE TO ONE OF THE 2 HEATED COMMUNITY POOL/SPA RETREATS. THE AREA IS NEAR TO PUBLIC TRANSPORTATION, GROCERY, SPECIALTY SHOPS, AND DINING. MOUNTAIN VIEWS SURROUND WITH ENDLESS HIKING TRAILS AND WALKING PATHS. GOLF COURSES AND PARKS WITH PICKLEBALL ARE JUST AROUND THE CORNER. COME LIVE THE ARIZONA LIFESTYLE IN PORTOFINO!

3830 E Lakewood Parkway E Unit 1061, Phoenix
170 E Monterey Way, Phoenix
$1,499,000
8 Beds ⋅ 100 Baths ⋅ 7098144 MLS
LOCATION, LOCATION, LOCATION! Modern Downtown Living Meets Contemporary Style! Introducing this stunning, newly built 2026 4-Plex at 170 E Monterey Way in the heart of Phoenix! Each thoughtfully designed residence offers 2 bedrooms, 2.5 bathrooms/ and 1,192 sq. ft.of stylish living space, featuring upscale upgrades, modern finishes, and charming private front patio perfect for morning coffee or unwinding outdoors! Each unit also includes 2 dedicated parking spaces for added convenience. Ideally located within walking distance of downtown phoenix, effortless access to local businesses, dining and entertainment, and the vibrant city lifestyle. Whether your seeking a modern urban home or a prime investment opportunity, this property delivers contemporary comfort in an unbeatable LOCATION!

170 E Monterey Way, Phoenix
12258 S 44th Street, Phoenix
$460,000
3 Beds ⋅ 2 Baths ⋅ 7098141 MLS ⋅ 1,611 SqFt.
Terrific 3 BR/2 BA single level home on the local golf course available just in time for the holidays. Home has been well maintained with newer roof, newer HVAC, triple paned windows, fully paid solar system, new water heater, updated appliances including an induction cooktop, permitted expanded family room facing the golf course. Large shade trees provide privacy from the golfers and protection from stray balls - this house has no golf ball dings! Wired for hi-tech throughout, cameras can convey. House is priced with the consideration that Buyer will want to update cabinets and flooring. Inspection already done. This is a great house ready to become some lucky person's home.

12258 S 44th Street, Phoenix
2249 E Monona Drive, Phoenix
$545,000
3 Beds ⋅ 2 Baths ⋅ 7098131 MLS ⋅ 1,522 SqFt.
Charming 3BD/2BA Single-Story Home with Remodeled Finishes & Private Casita/Workshop. Welcome to this well-kept single-story home in a quaint, established community. Featuring 3 bd and 2 bth, the home offers an open and inviting floor plan centered around a spacious great room--perfect for everyday living and entertaining. The kitchen has been fully remodeled and includes stainless steel appliances. Both bathrooms have also been updated. The primary bedroom is equipped with its own separate air conditioning unit for added comfort. Step outside to a fully covered patio that creates a seamless indoor-outdoor living space. A small casita with its own dedicated A/C sits in the backyard, ideal for guests, a home office, or flexible use. Fresh Exterior paint and roof was replaced.

2249 E Monona Drive, Phoenix
5127 N 33rd Street, Phoenix
$1,185,000
3 Beds ⋅ 2 Baths ⋅ 7098130 MLS ⋅ 1,715 SqFt.
What a wonderful opportunity to live in one of the most desired neighborhoods within all of the Camelback Corridor, where active lifestyles meet modern-day convenience. Welcome to Biltmore Park! Just North of and adjacent to Arcadia Lite, Biltmore Park is a magnificent and lively upscale neighborhood offering convenient and safe sidewalks, streetlights and a diverse collection of architecture along with the perfect blend of urban sophistication and charm. Nestled among mature, towering trees and lush green lawns, the community features oversized lots and a peaceful, picturesque setting, ideal for evening strolls with friends and family. Experience the ultimate walkable lifestyle with direct neighborhood access to the Signature Art Mollen Fitness Path and scenic Arizona*(Click More) Canal trail system just a couple of minutes walk away. Morning strolls, invigorating runs and leisurely bicycle rides can lead you through the Biltmore or towards Arcadia and Scottsdale with miles to explore at your own pace. Minutes away, the Phoenix Mountain Preserve offers over 22 miles of scenic trails for hiking, biking and horseback riding amid the breathtaking beauty of the Sonoran Desert. Just a short walk or bike ride, you'll find the local favorites like LGO, Chelsea's Kitchen, The Henry, North Italia, Postino, The Vig, Buck & Rider, The Mediterranean Rooftop, The Adobe Grill and the iconic Steak 44, along with farmers markets and an ever-growing collection of neighborhood hot spots. With exceptional dining, lively patios and vibrant entertainment just moments away, this is truly Biltmore and Arcadia Lite living at its finest. Easy access to Kachina Park, top-rated schools and boutique fitness studios further enhances everyday living in one of Phoenix's most sought-after neighborhoods. Perfectly placed on a lush low maintenance oversized lot with scenic views, this home rests on one of the neighborhood's most sought-after interior streets offering exceptional privacy, undeniable charm and a prime location. The moment you arrive you're greeted by a front yard full of warmth and intention. The front yard is gated, enclosed and secured by distinctive steel grid fencing that complements the home's classic mid-century architecture, while flowering shrubs, colorful hedges, lush mature trees and open spaces create an inviting setting. The cozy front porch welcomes you into a dramatic entry that is light, bright and open, featuring new beautiful plank-style wood flooring, upgraded baseboards, an elegant blend of plantation shutters and custom window coverings, solid wood doors, designer two-tone paint and a cohesive collection of upgraded lighting, hardware, and fixtures all complemented by tasteful decorator touches throughout. This quality-crafted ranch renovation has been opened up, reimagined, expanded and nicely updated with an impeccable selection of luxurious appointments and fine finishes that blend quality and attention to detail throughout this spectacular turn-key ranch home. The home is currently configured as a three-bedroom, two-bath, open-concept floor plan, plus a valuable flex space that easily adapts to your needs--perfect for a den, office, bonus room, fitness studio or private creative workspace. The layout enhances comfort, livability and design while offering exceptional flexibility for modern living. The great room is expansive, cheery, airy and warm with abundant natural lighting, featuring walls of scenic glass inviting the outside in, welcoming outdoor living and extending the living experience of this incredible renovation. Enjoy preparing lavish meals and making memories in your state-of-the-art chef's kitchen, featuring quality-crafted cottage cabinets topped with gorgeous granite slab countertops and a custom decorative backsplash. Scenic windows fill the kitchen with beautiful natural light, while its connection to the dining space creates an inviting setting for effortless entertaining. Spacious and functional, the kitchen is designed for both everyday living and entertaining, offering ample counter and storage space, Kohler double undermount deep soaking sinks and an upgraded stainless steel faucet. The kitchen's upgraded appliance collection includes a Frigidaire four-burner glass cooktop with expandable elements and a newer KitchenAid stainless steel dishwasher. A new Whirlpool side-by-side refrigerator, LG built-in microwave, Whirlpool electric oven and garbage disposal complete the package. Adding warmth and character, the café and wine station pairs furniture-style cabinetry with substantial floating wood shelves, creating a dedicated space for preparing morning coffee or pouring a nice glass of wine at day's end. The formal dining room is truly the heart of the home, offering plenty of space for large dinner parties or intimate gatherings with friends and family. A generous skylight and surrounding windows lend an airy feel, while French doors frame inviting views across the covered patio to the beautifully landscaped backyard, bringing the lush garden setting indoors and creating a warm atmosphere for memorable gatherings. Privately situated away from the bedroom wing, the versatile den/office offers a bright, well-proportioned flex space for a library, creative studio or guest overflow. Designer flooring, generous daylight, plantation shutters and poolside views enhance the room, while pocket doors provide added privacy. A custom floor-to-ceiling masonry wood-burning fireplace with a built-in mantel adds mid-century charm and a warm focal point for cozy winter evenings. The hall bathroom showcases a full 2026 renovation, thoughtfully appointed with quality-crafted Shaker cabinetry topped with a quartz countertop and undermount sink, complemented by a custom mirror, upgraded lighting, hardware and fixtures. A tub/shower combination with floor-to-ceiling white herringbone tile completes the fresh, clean, polished look. Elegant tile flooring introduces soft, subtle tones, adding a refined touch of color that beautifully complements the crisp white finishes for a fresh, cohesive look. Overhead, a tubular skylight bathes the room in soft daylight, highlighting these thoughtful details and lending an airy, welcoming feel. The secondary bedrooms are comfortably sized and thoughtfully appointed with warm wood flooring and plantation shutters. Well-positioned windows provide lovely views and soft, filtered daylight, complemented by recessed LED lighting with adjustable color temperature. Built-in closet systems and new remote ceiling fans blend comfort, style, and practicality throughout. Relax and retreat in the comfort of your private primary suite, featuring wood plank flooring and French doors that draw in daylight and offer soothing views of the backyard's tranquil beauty, creating a peaceful setting to begin and end each day. A designer remote-controlled ceiling fan, custom LED lighting, and a well-appointed closet with built-in organizers complete the space, blending everyday comfort with style and ample storage. An Arcadia door extends the retreat outdoors to a charming paver patio, where lush, mature landscaping creates a sense of shade and privacy, deal for quiet mornings with coffee and a good book, or simply a peaceful place to exhale and unwind. The spa-inspired primary bath renovation is beautifully finished with a thoughtfully designed soft-close vanity, featuring double undermount sinks set within quality quartz countertops, a custom mirror and upgraded lighting, hardware and fixtures. A tubular skylight casts a soft overhead glow, adding warmth to this tranquil, spa-inspired retreat. A beautifully appointed oversized shower includes classic mosaic tile, a frameless extended-height glass enclosure and an elevated rainbird showerhead, creating an inviting retreat with a refined look that complements the home's mid-century character. Conveniently located, the laundry room offers white cottage-style cabinets for ample storage, while a quartz-look countertop provides a practical surface for folding and organizing laundry. Want to get away? Head out to your private, scenic covered patio to enjoy Arizona's outdoor living at its finest, conveniently accessible from the primary suite, kitchen, and main living area. This backyard is absolutely amazing and laid out perfectly for efficiency, relaxation, fun, and entertaining. Here you'll spend countless hours enjoying your sparkling, pebble-finished play pool with its distinctive geometric design, relaxing on the poolside sundeck, and soaking up the Arizona sun with Camelback Mountain in the backdrop. You're surrounded by charming red brick planters, towering trees, flowering shrubs, and a lush elevated grassy play area. A block wall and iron gates provide a secure backyard enclosure. An electric pool heater extends the swimming season, offering comfortable water temperatures and more opportunities to enjoy the pool throughout the year. Yard watering systems feature automatic landscape watering systems and beautifully integrated landscape lighting. The lush, low-maintenance front yard retains its existing lawn sprinkler system, offering the option to restore a green lawn or grassy play area. A removable mesh pool fence conveys with the home. Sideyard offers a finished concrete area shaded by a mature ficus tree provides versatile outdoor space for a children's play set, dog run, garden or outdoor fitness with room for storage sheds to keep bicycles and recreational gear organized and accessible. Indoor and outdoor living spaces blend seamlessly to create an entertainment masterpiece ideal for large parties, intimate gatherings, and outdoor living. The distinctive side-entry two-car garage enhances curb appeal while offering storage cabinets, new overhead lighting, and natural light from a well-placed window. Generous storage throughout the home adds everyday convenience. An extended and expanded concrete driveway provides parking for approximately six to eight additional vehicles, with room for a boat or RV, a standout convenience for entertaining, holiday gatherings and special occasions. Ideally located with convenient access to major freeway corridors, Phoenix Sky Harbor Airport, downtown Phoenix, and Old Town Scottsdale, the home is perfectly positioned for both travel and city lifestyle access. You'll truly appreciate the architectural detail and impeccable selection of luxurious appointments and fine finishes that blend quality and elegance throughout this incredible one-of-a-kind quality ranch renovation. This home is thoughtfully designed to prioritize your comfort and peace of mind and is truly an entertainer's paradise that is absolutely breathtaking!

5127 N 33rd Street, Phoenix
3624 N 87th Avenue, Phoenix
$224,900
3 Beds ⋅ 2 Baths ⋅ 7098117 MLS ⋅ 1,325 SqFt.
Investors, opportunity didn't just knock--it drove into the front of the house. Located at 3624 N 87th Ave in Phoenix, this property features an unplanned exterior renovation courtesy of a vehicle impact. Let's be clear: the front of the home sustained damage, and this is a project for buyers ready to assess the repairs and bring a vision, a contractor, and something stronger than a weekend DIY playlist. If your investment strategy includes finding properties that need more than fresh paint and encouraging words, take a closer look. Buyers should independently evaluate the damage, structural condition, repair costs, and any required permits. Bring your plans--and please use the driveway.

3624 N 87th Avenue, Phoenix
3208 W Willow Avenue, Phoenix
$325,000
3 Beds ⋅ 2 Baths ⋅ 7098094 MLS ⋅ 1,215 SqFt.
CLEAN & FRESH***NEW PAINT INSIDE & OUT***SELLER IS 2ND OWNER OF THIS GREAT HOME***NEW BREAKER BOX**NEWER MAIN SEWER LINE***UPDATED KITCHEN WITH A FLAIR OF OLD SCHOOL IN DINING AREA***SIDE ENTRY DOUBLE CARPORT WITH LOADS OF STORAGE SPACE***UNIQUE & VERY PRIVATE PATIO OFF LIVING ROOM FOR EASY ACCESS TO THE OUTDOORS & TO EXTEND YOUR HOME'S LIVING SPACE***FULLY TILED KITCHEN/DINING AREA, VINYL WOOD PLANKS THROUGHOUT LIVING ROOM/HALLWAY/BATHROOMS***FRESH UPGRADED CARPET IN THE BEDROOMS***LARGE WRAP AROUND COVERED PATIO OVERLOOKING GRASS BACKYARD***

3208 W Willow Avenue, Phoenix
2231 N 29th Place, Phoenix
$345,000
2 Beds ⋅ 1 Baths ⋅ 7098088 MLS ⋅ 1,014 SqFt.
Look no further! This recently updated home in Phoenix is the one! NO HOA! Featuring 2 beds, 1 bath, a low-care front yard w/mature shade tree, an RV gate, and ample off-street parking. Inside, you'll find abundant natural light, a fresh neutral palette, new wood-look floors, soft carpet in the bedrooms, and an inviting living area that flows seamlessly to the dining area. The refreshed kitchen boasts crisp white shaker cabinetry, quartz countertops & matching backsplash, and sleek black hardware. The renewed bathroom includes a white tiled shower and designer fixtures. Both bedrooms offer walk-in closets for added convenience. Outside, your backyard is complete with a paver patio and plenty of potential to turn it into your own private retreat! Great Phoenix location! Move-in ready!

2231 N 29th Place, Phoenix
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