Phoenix Homes with Cash to Loan New Financing

Welcome to Phoenix, Arizona – a vibrant city that perfectly blends urban sophistication with the warmth of the desert. Nestled in Maricopa County, Phoenix is renowned for its stunning landscapes, year-round sunshine, and a thriving cultural scene that attracts residents and visitors alike. Whether you’re drawn to the majestic mountains, the bustling downtown, or the serene desert parks, Phoenix offers an array of experiences that cater to every lifestyle.

The real estate market in Phoenix is as dynamic as the city itself, with a diverse selection of homes to suit all preferences and budgets. If you’re considering making a move, you’ll be pleased to know that financing options are plentiful. Homes with cash to loan new financing are available, providing a flexible pathway for both first-time buyers and seasoned investors. This financing option allows you to leverage your cash assets while taking advantage of favorable loan terms, making your home-buying journey smoother and more accessible.

In addition to its appealing housing market, Phoenix boasts a rich tapestry of amenities. From world-class dining and shopping to outdoor adventures and cultural festivals, there’s never a dull moment in this thriving metropolis. Plus, with a strong economy and a growing job market, Phoenix is not just a place to live; it’s a place to thrive.

Explore the possibilities that await you in Phoenix, where the sun shines brightly on your dreams of homeownership. Let us guide you in finding the perfect property that fits your lifestyle and financial goals!

Newest Phoenix Homes with Cash to Loan New Financing

$580,000

3 Beds ⋅ 2 Baths ⋅ 7097421 MLS ⋅ 1,181 SqFt.

Tucked inside one of North Central Phoenix's cutest enclaves, this charming home is full of thoughtful updates in both style and efficiency. Inside a large picture window brings in tons of natural light to your living room. The kitchen is the showstopper, with custom 42'' cabinetry, custom concrete island, countertops and sinks, pendant lighting, a mini butler's pantry, and a vented range hood with a electric stove or gas hookup for the cook in your life. Brand new LVP flooring flows throughout, and all-new dual pane windows keep the home bright, quiet, and comfortable. The 2023 HVAC and 2026 tankless water heater mean real peace of mind and lower utility costs. Outside, the irrigated lot adds lush greenery, citrus trees and room to make the yard your own. N/S facing with gorgeous mountain views all just minutes from the shops, restaurants, and hiking trails that make the Central Avenue corridor area so sought after. Homes like this rarely come along. You'll fall in love the moment you walk in.

1650 E Rancho Drive, Phoenix

$260,000

2 Beds ⋅ 2 Baths ⋅ 7096283 MLS ⋅ 1,120 SqFt.

Start with dinner in the dining area and linger over conversation on your covered patio. Near 15th Avenue and Campbell Avenue in Phoenix, this 2-bedroom, 1.5-bath townhome offers a separate living room for movie nights and an enclosed outdoor space to make your own. The kitchen features light gray cabinetry, stainless steel appliances, and a window over the sink, with sliding patio doors off the adjoining dining area. Both bedrooms are upstairs, keeping sleeping spaces separate from the activity below. The primary bedroom includes a walk-in closet and direct access to the shared full bath. A downstairs half bath, indoor laundry, and exterior storage complete the layout.

1550 W Campbell Avenue, Phoenix

$414,900

4 Beds ⋅ 2 Baths ⋅ 7096220 MLS ⋅ 2,074 SqFt.

*** SELLER WILL FINANCE FULL 30 YEARS! ONLY $30K DOWN! *** Beautiful full remodel completed including: new flooring, new interior paint, new windows, and an updated kitchen with new countertops.This home also featured a den that has now turned into a new bedroom making it a 4th bedroom. The property is located close to shopping, dining, schools, and major commuter routes. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

6420 W College Drive, Phoenix

$879,990

5 Beds ⋅ 3 Baths ⋅ 7095796 MLS

Assume a 2.50% fixed-rate VA loan in a 7% market! Veteran and non-veteran buyers may assume with lender approval, potentially saving thousands versus new financing. This North Central Phoenix duplex offers 2,541 sf on a rare quarter-acre lot. Unit A is a single-family-sized 3 bed/2 bath home with an open great room and island kitchen; Unit B is a 2 bed/1 bath; the 2-car garage rents separately for added income. Major updates done: 2023 roof restoration with 5-yr workmanship warranty, dual-pane windows (2023), permitted electrical upgrade (2021), and in-unit laundry in both homes. Live in one unit and let the other help pay the mortgage, or hold as a cash-flowing rental with built-in rent upside. Opportunities like this are rare!

6226 N 14th Street, Phoenix

$465,000

3 Beds ⋅ 2 Baths ⋅ 7094894 MLS ⋅ 1,494 SqFt.

Enjoy country living with room for your horses, hobbies, and outdoor lifestyle! This nice 1,484 sq. ft. modular home sits on a full acre and features an impressive equestrian setup with a custom mare motel and arena. The property also includes an enclosed tack room for convenient equipment storage and covered hay storage to keep your feed protected from the elements. Whether you're a horse enthusiast, looking for extra space, or dreaming of a more rural lifestyle, this property offers a great combination of comfortable living and functional horse facilities. Bring your vision and enjoy the freedom of having your own space to spread out!

36414 N 22nd Street, Phoenix

$1,175,000

4 Beds ⋅ 3 Baths ⋅ 7094534 MLS ⋅ 3,111 SqFt.

Experience the best of Central Phoenix living in this unique gated community, where urban convenience meets the comfort of a private retreat. Perfectly positioned near the heart of Uptown Phoenix, this exceptional location places you moments from the beloved Uptown Farmers Market, trendy local restaurants, charming coffee shops, boutique shopping, and some of the city's most popular dining and nightlife destinations. Enjoy the vibrant energy of Central Phoenix, with endless opportunities to explore, dine, and connect just beyond your doorstep. Inside, soaring vaulted ceilings create an immediate sense of openness and architectural character, offering a beautiful blank canvas to bring your personal vision to life. A formal living and dining room welcome you at the front of the home, while the inviting great room serves as the heart of the residence. Anchored by a lovely fireplace, this comfortable gathering space overlooks the kitchen and offers seamless access to the private backyard. Designed for effortless Arizona living, the low-maintenance outdoor retreat features a refreshing pool, ideal for relaxing afternoons, intimate gatherings, or enjoying the beautiful desert evenings without the upkeep of an expansive yard. Offering an exceptional combination of location, lifestyle, and potential, this Central Phoenix gem presents a rare opportunity to create something truly special within a distinctive gated community, all while enjoying the very best of the city just minutes away.

6241 N 4th Drive, Phoenix

$465,000

3 Beds ⋅ 3 Baths ⋅ 7094305 MLS ⋅ 1,759 SqFt.

This beautifully designed home has been completely remodeled from top to bottom!! Offering the perfect blend of luxury, functionality, and value. Featuring 3 bedrooms, 3 bathrooms, and 1,759 square feet of thoughtfully updated living space, this home is packed with high-end finishes at a price point you'll love! Designed with entertaining in mind, the stunning kitchen showcases custom white oak cabinetry, brand-new stainless steel appliances, floating shelves for added style and storage, and a striking waterfall white quartz island. The spacious dining area creates the perfect setting for family dinners, holiday gatherings, and making lifelong memories.The primary suite is a true retreat, with dual vanities,updated lighting and mirrors, and beautiful earth-toned tile that complements th

601 E Wescott Drive, Phoenix

$574,900

4 Beds ⋅ 2 Baths ⋅ 7094201 MLS ⋅ 2,208 SqFt.

FULLY RENOVATED, PRIVATE POOL, OVERSIZED LOT, STORAGE SHED! Located in the Deer Valley area of North Phoenix, this move-in-ready home combines modern updates with exceptional outdoor space. The refreshed interior features an inviting, functional layout designed for comfortable everyday living and entertaining. Step outside to a spacious backyard with a private swimming pool and plenty of room to relax or entertain. A separate storage shed adds valuable space for tools and equipment. Conveniently located near shopping, dining, parks, and major roadways. With extensive renovations already completed, a generous lot, and a private pool, this home offers a combination that's hard to find. Come see it for yourself!

17645 N 29th Avenue, Phoenix

18202 N Cave Creek Road Unit 128, Phoenix

$115,000

2 Beds ⋅ 1 Baths ⋅ 7093970 MLS ⋅ 836 SqFt.

Welcome to Mountain Springs Terrace! This 2-bedroom, 1-bath single-level condo offers 836 sq. ft. of functional living space in a convenient North Phoenix location. The interior features a combination of laminate and tile flooring, a formal dining area, central air, and a kitchen equipped with a gas range, gas oven, dishwasher, and refrigerator. Enjoy the convenience of assigned covered parking and easy access to shopping, dining, Loop 101, SR-51, and nearby amenities. Located near Cave Creek Road and Union Hills, this property offers a great opportunity for an owner-occupant or investor looking for an affordable home in the Phoenix market.

18202 N Cave Creek Road Unit 128, Phoenix

$245,000

3 Beds ⋅ 1 Baths ⋅ 7093887 MLS ⋅ 1,009 SqFt.

Welcome to this charming 3-bedroom, 1-bath home situated on a spacious 8,300 sq. ft. lot! Offering plenty of versatility and functionality, this property features an additional fourth room that can serve as a home office, flex space, or hobby room. The generously sized lot provides ample outdoor space, complete with a large shaded parking structure for added convenience. Just off the back patio, you'll find a dedicated laundry and storage room, along with three separate storage sheds offering plenty of room for tools, equipment, and additional belongings. With its spacious lot, flexible floor plan, and abundance of storage, this property offers endless possibilities to make it your own!

3007 W Madison Street, Phoenix

$644,500

4 Beds ⋅ 2 Baths ⋅ 7093496 MLS ⋅ 2,232 SqFt.

Distinctive Southwest architecture and a beautifully landscaped, spacious lot make this home truly special! A striking tower entry welcomes you into inviting living spaces featuring exposed wood beams, graceful archways, Saltillo tile and a dramatic fireplace. The kitchen opens to comfortable gathering areas, while generous windows bring in natural light. An expansive covered patio overlooks a lush, expansive level backyard with artificial turf, mature trees, colorful flowering plants and views of Lookout Mtn. Enjoy outdoor entertaining, peaceful Arizona evenings and nearby Lookout Mtn Preserve's scenic desert hiking trails. Located on a quiet neighborhood street, this home offers the charm of desert living with the freedom of no HOA and the added benefit of owned, fully paid solar panels. Discover the warmth and timeless character of this thoughtfully designed single-level home. Beautiful arched openings connect the living spaces, creating a natural flow for comfortable living and entertaining. The family room offers a cozy gathering place, while the adjoining kitchen and dining areas welcome family and friends. The spacious kitchen features abundant cabinetry, generous counter space, a center island with breakfast bar seating, and a convenient pass-through to the dining room. A large window above the sink frames lovely backyard garden views. Generously sized bedrooms offer versatility for guests, a home office or personal retreat. The primary suite features a walk-in closet and an updated bathroom with dual sinks and a walk-in shower. A second updated bathroom also features a walk-in shower. The beautiful Saltillo-tiled patio invites alfresco dining, morning coffee and relaxing afternoons in the shade. A mature orange tree offers welcome shade and delicious seasonal fruit, while thoughtfully landscaped grounds create a picturesque setting for gardening, recreation and enjoying Arizona's beautiful weather. Additional highlights include dual-pane windows and an RV gate for convenient access. Nestled among attractive, upscale homes in a highly desirable North Phoenix neighborhood, this property enjoys an exceptional location. An impressive selection of restaurants, neighborhood cafés, shopping and everyday conveniences is just minutes away. Within walking distance, Lookout Mtn Preserve offers an extensive network of scenic desert trails for hiking and mountain biking amid breathtaking Sonoran Desert scenery. Easy access to major transportation routes adds to the convenience of this sought-after location. Rich in character and surrounded by natural beauty, this home offers an exceptional blend of comfort, convenience and relaxed Arizona living.

2930 E Acoma Drive E, Phoenix

$439,000

2 Beds ⋅ 2 Baths ⋅ 7092970 MLS ⋅ 1,454 SqFt.

Welcome to easy living in gated Anthem Country Club! This beautifully updated single-level home offers 2 bedrooms, 2 baths + a versatile den/office in a bright, open 1,454 SF floor plan. Nearly $39K in recent improvements were thoughtfully completed by owners who intended this as their own second home. Updates include a brand-new A/C, new stainless appliances, granite in the kitchen, baths & laundry, new carpet, fixtures, lighting, paint, R/O system & window treatments. Enjoy a beautifully improved backyard with artificial turf, paver patio, added trees & landscaping. Split primary suite & 2-car garage. Outstanding Country Club amenities include 2 championship 18-hole golf courses, 2 clubhouses with pools, dining & entertainment areas, plus fitness facilities. Move-in ready! Step outside and enjoy a beautifully improved backyard featuring artificial turf, an inviting paver patio, added trees, shrubs and landscaping. Designed for low-maintenance Arizona living, this private outdoor space offers plenty of room for relaxing, entertaining or simply enjoying the sunshine. Inside, the open-concept living area flows naturally into the kitchen, where abundant cabinetry, extensive granite countertops, stainless steel appliances and a generous breakfast bar create a comfortable gathering space. The split-bedroom floor plan provides privacy for owners and guests, while the separate den/office offers flexibility for working from home, hobbies or additional guest space. The primary suite includes a private bath with dual vanities, granite countertops and separate shower. Granite also carries through to the guest bath and laundry room, giving the home a cohesive, updated feel. A 2-car garage completes the practical, easy-living floor plan. What makes this home particularly appealing is the story behind the improvements. The owners purchased the property with the intention of enjoying it as their own second home and made the improvements for themselves. The upgrades were selected with comfort, quality and long-term enjoyment in mind. Their plans ultimately changed, creating an opportunity for the next owner to enjoy a home where much of the work--and many of the major expenses--have already been taken care of. And then there's the Anthem Country Club lifestyle. Outstanding amenities include 2 championship 18-hole golf courses, 2 clubhouses with pools, dining and entertainment facilities, plus fitness facilities--all within this gated and guarded community. Whether you're looking for a full-time residence, seasonal Arizona retreat or lock-and-leave second home, this property offers an appealing combination of recent improvements, low-maintenance outdoor living and exceptional community amenities. Nearly $39,000 in recent improvements, thoughtfully completed for the owners' own enjoyment. Their change of plans could be your opportunity. Move-in ready and waiting for its next owner!

40138 N Bell Meadow Court, Phoenix

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Phoenix Homes with Cash to Loan New Financing

Newest Phoenix Homes with Cash to Loan New Financing

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